Adventist Risk Management, Inc. is the primary operating company that provides staffing and other services to the Gencon family of companies listed below.

Gencon Insurance Company of Vermont

With assets of more than $100 million and annual gross written premiums exceeding $40,000,000, the Gencon Insurance Company of Vermont is a vital risk management entity for the Seventh-day Adventist Church, insuring against a multitude of liabilities and risks for denominational organizations worldwide.

Gencon Insurance Company International, Ltd.

Gencon Insurance Company International, Ltd. is a Gibraltar-based captive insurer issuing liability insurance policies to Seventh-day Adventist organizations located in Europe, Australia and New Zealand.

Gencon Agency, Inc.

Gencon Agency provides the Adventist Church with insurance coverage in the employee benefit and personal risk arena. This is accomplished through major professional relationships with companies including CIGNA, Chartis, UNUM-Provident, Colonial Life, Lincoln National Life and the Hartford.

Gencon Insurance Service, Inc.

To address certain unique risks associated with the Seventh-day Adventist Church’s global operations, the Gencon Insurance Service, Inc., a non-profit insurance broker, was established in 1958. It provides Adventist Risk Management with direct access to worldwide commercial insurance markets.

Unibras—Adventist Risk Management South America

Based in Brasilia, Brazil, Unibras provides insurance services for Seventh-day Adventist entities throughout South America. As ARM SA, it works closely with the South American Division of the Seventh-day Adventist Church and Church entities throughout South America.

Gencon Adventist Protection Group, Inc.

Formed in 2010, this member of the Gencon family is focused on providing risk management services for the Seventh-day Adventist Church in Canada. Serving as a Mutual Relief Society, the company allows a pooling of Church funding for risk coverage.