Employee Benefits
Employee Benefits

These benefits programs are offered to Employees of the Seventh-day Adventist church in the North American Division and also as part of the North American Division's Health Care Assistance Plan (HCAP)


Track Your Claim

Login to track your paid healthcare claims or access your benefits.


Healthcare Benefits

Are you looking for information about your Medical, Dental or Vision benefits?


Disability Benefits

Long Term Disability

Disability insurance will replace your income if you become disabled due to sickness or injury and cannot work.


Death Benefits

Group Life, Supplemental Life, Accidental Death & Dismemberment

These coverages offer financial protection that you and your family may need for life's unexpected events.

 

Additional Products

These supplemental products are available to pay cash benefits to cover unexpected expenses that may occur due to illness or injury.

 

Forms


Healthcare Documents

Forms and documents for the healthcare program operated by the North American Division in the United States.


Other Documents

Here you will find forms for Accidental Death and Dismemberment, Supplemental Life, Long Term Disability and more.

© 2013 Adventist Risk Management, Inc. All rights reserved. 12501 Old Columbia Pike. Silver Spring,