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Leadership: Officers

Tim Northrop

Tim Northrop, president/ceo

Tim Northrop is President/CEO for Adventist Risk Management, Inc., (ARM), and its affiliated companies, Gencon Insurance Company of Vermont and Gencon Insurance Company International, Ltd. ARM, located in Silver Spring, Maryland. ARM provides risk and insurance services for the Seventh-day Adventist Church worldwide and is owned and operated by the church.

As president of ARM, Northrop serves as the risk manager for the Seventh-day Adventist Church handling the full range of church risks with heavy exposures in liability, property and employee benefits. He provides leadership to more than 150 employees in three offices: Silver Spring, Maryland, St. Albans, England and Brasilia, Brazil.

Previously, Northrop was Senior Vice President and Chief Insurance Operations Officer. In his position, he led the insurance underwriters and placement services teams as well as all sales efforts for ARM through its Client Services program.

Northrop joined ARM in 2001 and has held positions in Underwriting, Placement Services and Field Services. 

Prior to joining ARM, Northrop, a Business Administration graduate of Southwestern Adventist University, worked for Huguley Hospital in Fort Worth, Texas. Northrop has designations as an Associate in General Insurance and Associate in Risk Management.


Bob Burrow, VP Chief Legal Officer

Bob Burrow, VP Chief Legal Officer

Bob Burrow provides administrative leadership for the Claims Services, Legal Services, and Human Resources departments as well as the work of ARM’s General Counsel, Victor Elliott. Bob also serves as corporate Secretary.

Bob has worked for ARM for 25 years on three different occasions the most current being 2002 to the present. Bob holds a Bachelor of Science (Business Administration) from Washington Adventist University and a Juris Doctor degree from the University of Maryland at Baltimore.

Bob is admitted to practice law in Maryland (both state and federal courts) and the District of Columbia.

Carol JaqualDavid Fournier, VP Chief client care officer

David Fournier is the Vice President, Chief Client Care Officer for Adventist Risk Management Inc. (ARM). Fournier is specifically responsible for assessing and implementing the delivery of products and service programs for all products of the Company, with exception to South America. He is responsible for the risk control and education programs of ARM. Other responsibilities include annual and long term planning, measuring quality of performance and correcting unfavorable deviations in performance for assigned departments.

Fournier began his service with ARM in 2004. He graduated from Southern Adventist University, and holds a Maryland Property and Casualty producer license.

Jermaine Jackson

Jermaine Jackson, VP Chief Financial Officer

Jermaine Jackson serves as corporate Treasurer and leads the Financial Services including accounting as his administrative assignment. He works across the company, including with our Brazil office, to meet the overall financial needs of Adventist Risk Management, Inc. (ARM) and Gencon Insurance Company of Vermont (GICV).

Jermaine has a Bachelor of Science (Finance) from Oakwood University, Master of Business Administration from Baker University, Overland Park, Kansas and Graduate Certification of Accounting from DeVry University in Bethesda, Maryland.

Prior to joining ARM, Jackson served in the Central States Conference of the Seventh-day Adventist Church. At ARM he served as Senior Accountant and then Controller before joining the officer team.


Tony Vargastony vargas, VP Chief Information Officer

Tony Vargas is an IT professional with more than 25 years of experience including support and management of critical technologies in Virtualization, Storage, VoIP, Disaster Recovery, Privacy and Security. He has applied these skills in varying business sectors including Government, Public Safety, Healthcare and the Insurance industry.