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By using this Site, you acknowledge that ARM or its partners own all intellectual property rights in and to this Site and its contents and that these rights are valid and protected in all forms. By using this site, any user affirms that they have no intellectual property rights in any content or material contained on the Site. By using the Site, such user agrees to refrain from capturing and using any content or material in any manner that would infringe upon ARM or its partners’ intellectual property rights.
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Unless otherwise specified, this Site is for the use of ARM’s employees and agents, policyholders of the insurance companies served by ARM, and the general public. Each of the aforementioned may print, copy, and download any information, or portion of the Site for their personal use only. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, frame, create derivative works from, transfer, or otherwise use in any other way for commercial or public purposes in whole or in part any information, software, products, policies, or services obtained from this Site, except for the purposes expressly provided therein or herein, without ARM’s prior written approval.
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Adventist Risk Management, Inc.
Attn: Legal Services Department/Copyright Complaints
12501 Old Columbia Pike,
Silver Spring, MD 20904
United States of America
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ARM reserves the right, in its sole discretion, without any obligation or notice requirement, to change, improve, or correct the information, materials, and descriptions on this Site and to suspend and/or deny access to this Site for any reason including but not limited to: scheduled or unscheduled maintenance, upgrades, improvements, or corrections.
ARM is providing this Site and its contents on an “as is” and “as available” basis without any obligations, liabilities, or warranties, expressed or implied, for any particular purpose whatsoever to anyone who chooses to access this Site. ARM expressly disclaims any implied warranties, including but not limited to: warranties of title, non-infringement, merchantability, or fitness for a particular purpose.
The information and materials on this Site may contain typographical errors or inaccuracies. Any dated information is published as of its date only, and ARM does not undertake any obligation or responsibility to update or amend any such information. ARM may discontinue or change any product offering or service described in or offered on this Site at any time.
ARM does not guarantee the accuracy, validity, timeliness, or completeness of any information or data made available to you for any particular purpose. Each user who accesses this Site expressly acknowledges that use of this Site and its contents is at the user’s sole risk. ARM does not warrant that this Site or any of its contents will be continuously available, accessible, non-infringing, free of errors or viruses, free from interception by a third party, or that the information contained in the Site is accurate or reliable.
Neither ARM, nor its affiliates, directors, officers, employees, and third party vendors will be liable in contract, in tort, or under any other theory of liability for any damages or injury (including indirect, special, and consequential damages) that may result from the use of or inability to use any part of the Site, or from anything intercepted, submitted, or posted by users. ARM cannot and does not guarantee continuous uninterrupted or secure access to the Site. The terms of this paragraph will survive any termination of this notice and Site.
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