ISO Verisk is an industry leader in risk and insurance assessment. They conduct site surveys of our insured properties throughout the United States and provide high-quality informa...
Field trips present a complex set of risks for Seventh-day Adventist schools. Traveling into unknown areas can bring unexpected safety challenges, and these challenges can injure s...
Each year the NAD designates a sabbath as Safety Sabbath because just as individuals and families need to be prepared for possible emergencies, so do ministries. If your church or ...
When we purchase insurance, we are looking to transfer the possibility of a relatively large loss in exchange for known payments otherwise known as “premium.” This can ...
Anything that takes your awareness away from driving can be detrimental and dangerous. Distractions can be visual (taking your eyes off the road), manual (taking your hands off the...
The largest claim ever paid through Adventist Risk Management, Inc. (ARM) is for liability claims generated by an organization we did not own. Further, this organization was not pa...
It was a strange day in Riverside, California. I was about to leave work when I received a call from my daughter who told me that two tornadoes had just touched down a few miles fr...
What does 2023 hold for your ministry? Of course, no one can predict exactly what each year brings, but we can expect a unique mix of opportunity and adversity.
Looking at campgrounds for your small group retreat? Hoping to finally rent that commercial copy machine for your local church? Wondering if you should sign a contract with the new...
George stared in horror at the water dripping from the hole in the ceiling where the tiles had fallen away. Water splashed at his feet as he stood in the sanctuary of his precious ...