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When we purchase insurance, we are looking to transfer the possibility of a relatively large loss in exchange for known payments otherwise known as a “premium.” This ca...
As Seventh-day Adventist Christians, we believe in a ministry of healing, which includes the spiritual, physical, mental and social aspects of life. In recent years, part of this m...
On the night of 24 April 2021, a fire at Ibn al-Khatib hospital in Baghdad, Iraq, left 82 people dead and 110 injured. The fire was started by the explosion of oxygen tanks designa...
What is General Liability Insurance? General liability insurance is a type of insurance policy that is designed to cover you (the first party) for the general claims of a third pa...
When faced with a loss, it is sometimes difficult to know what the next step is and how to address the situation. An insured’s actions after an accident or loss can mak...
For months the teaching staff had noticed water damage signs on the ceiling of one of their classrooms. The caretaker tried to locate the source of the problem and realized that th...
A loose handrail, a small leak, unsecured wiring. These are all seemingly minor issues. It is tempting to put these off as there are so many ‘more important’ things to ...
Brother Mark called the pastor of his church with bad news. The church had been broken into, and the computer, microphones, projector and sound mixer board were stolen. Furthermore...
In Part 1 of this article, we looked at the fundamental concepts of what risk management is and some key risk management issues pastors should manage in a church’s minis...
It is true of many professions that there can be a surprising difference between what you study in school to prepare for your profession and what you actually need to know once you...