The largest claim ever paid through Adventist Risk Management, Inc. (ARM) is for liability claims generated by an organization we did not own. Further, this organization was not pa...
It was a strange day in Riverside, California. I was about to leave work when I received a call from my daughter who told me that two tornadoes had just touched down a few miles fr...
What does 2023 hold for your ministry? Of course, no one can predict exactly what each year brings, but we can expect a unique mix of opportunity and adversity.
Looking at campgrounds for your small group retreat? Hoping to finally rent that commercial copy machine for your local church? Wondering if you should sign a contract with the new...
George stared in horror at the water dripping from the hole in the ceiling where the tiles had fallen away. Water splashed at his feet as he stood in the sanctuary of his precious ...
After a serious accident with a 15-passenger van, the press begins asking why a highly unsafe vehicle was being operated. An individual sues because they were injured on someone&rs...
Whether a church member falls down a flight of stairs, trips over an extension cord, or suffers from an allergic reaction, medical emergency preparedness can mean the difference be...
According to the old saying, “Give me six hours to chop down a tree and I will spend the first four sharpening the axe.” Keeping sports both safe and fun requires prope...
Perhaps you have noted, as I have, that there is a general skepticism and lack of trust in our society today. While the news outlets recount one shocking (or at least sensational) ...
Going camping is a great way for church members, students, and youth groups to connect with each other and with nature. There’s something about the fresh air and a relaxed se...